Background

US Online Casino Payment Methods

Payment methods are essential for online casino players as they enable account funding and withdrawals, but with numerous options available, choosing the right one can be challenging. Our guide offers an overview of the most popular banking methods at US online casinos and highlights the best casinos for each, helping you find the ideal payment solution.

Payment Methods

American Express

American Express

Credit card

Deposit
Immediate
Withdrawal
96–168 hours (4–7 days)
Fees
Free
Bitcoin

Bitcoin

Credit card

Deposit
Immediate
Withdrawal
~48 hours
Fees
Free (network fees only)
Credit card

Credit Card

Credit card

Deposit
Immediate
Withdrawal
24–120 hours (1–5 days)
Fees
Free
Debit Card

Debit Card

Credit card

Deposit
Immediate
Withdrawal
24–120 hours (1–5 days)
Fees
Free
Mastercard

Mastercard

Mastercard

Deposit
Immediate
Withdrawal
24–120 hours (1–5 days)
Fees
Free
PayPal

PayPal

PayPal

Deposit
Immediate
Withdrawal
0.5–24 hours
Fees
Free (unless using instant transfer)
PaysafeCard

PaysafeCard

PaysafeCard

Deposit
Immediate
Withdrawal
0.5-24 hours
Fees
May charge up to 2%
Visa Test

Visa

Credit card

Deposit
Immediate
Withdrawal
24 hours
Fees
None

Best Casino Games to Win Real Money in the US

Slots Slots
Blackjack Blackjack
Roulette Roulette
Live Dealer Live Dealer
Crash Games Crash Games
Card Games Card Games
Baccarat Baccarat
Arcade Arcade
Bingo Bingo
Casual Games Casual Games
Coin Flip Coin Flip
Craps Craps
Dice Games Dice Games
Fish Shooting Fish Shooting
Game Shows Game Shows
Hi Lo Hi Lo
Instant Games Instant Games
Instant Tap Instant Tap
Keno Keno
Limbo Limbo
Lottery Lottery
Mines Mines
Other Other
Plinko Plinko
Scratch Cards Scratch Cards
Slingo Slingo
Table Games Table Games
Video Poker Video Poker
Virtual Sports Virtual Sports
1 logo
Ugga Bugga
Playtech Playtech
RTP 99.07%
Volatility Low
Min/Max bet $0.1 - $50
2 logo
All Ways Fruits
Amatic Industries Amatic Industries
RTP 99%
Volatility Medium
Min/Max bet $1 - $500
3 logo
Monopoly Big Event
Barcrest Games Barcrest Games
RTP 99%
Volatility Medium
Min/Max bet $0.2 - $500
4 logo
Book Of 99
Relax Gaming Relax Gaming
RTP 99%
Volatility High
Min/Max bet $0.1 - $100
5 logo
Mystery Apollo 81
Apollo Games Apollo Games
RTP 99%
Volatility -
Min/Max bet $0.1 - $500
6 logo
Blissful Jack 100
Apollo Games Apollo Games
RTP 99%
Volatility Low
Min/Max bet $1 - $502
7 logo
6 Stones
RTP 99%
Volatility -
Min/Max bet $0.1 - $40
8 logo
Magic Forest
Caleta Gaming Caleta Gaming
RTP 98.75%
Volatility -
Min/Max bet -
9 logo
Reel Million Slot
GAMING1 GAMING1
RTP 98.71%
Volatility -
Min/Max bet $1 - $100
10 logo
Alles Spitze
Merkur Merkur
RTP 98.67%
Volatility -
Min/Max bet $0.05 - $5

More About These Payment Methods

Most US online casinos accept multiple payment methods. This means that you should easily be able to use one of your preferred options.

The most popular categories of payment methods at online casinos include:

1

Credit and debit cards

Most reputable casinos will accept major credit cards, including Visa and Mastercard. American Express and Discover cards are also being accepted at more and more casinos. Be aware that there may be transaction fees when credit cards. Some casinos also treat credit card deposits as a cash advance, which can come with additional fees.

2

E-Wallets

Services like Skrill and PayPal allow you to quickly fund your account while adding an additional layer of protection. E-wallets can easily be linked to your credit card or bank account, making it simple to use for casino players. Most e-wallet payments do not have additional transaction fees.

3

Bank transfers

You can directly fund your casino account from your bank account. This can be useful for larger deposits and withdrawals but might be slower than other payments. Bank transfers may include transaction fees and are generally slower than other payment methods.

4

Cryptocurrencies

Using crypto as a payment method is more common at social casinos than real money online casinos. Cryptocurrencies like Bitcoin offer greater anonymity when making payments online. There may be fees associated with using crypto for payments, either through your crypto wallet or the network exchange processing the transaction.

Casinos With the Best Banking Methods

4.9/5
Excellent

RTP: 97.96%

Payout: 1-2 days

Games: 650+


Available in the US
Banking options
Visa
Mastercard
Discover
Applepay
Online Banking
Amex
Skrill
Games available

Slots, jackpots, live dealer, game shows, blackjack, roulette

Providers available
Relax Gaming
Ruby Play
Hacksaw Gaming
Slotmill
Playtech
Playson
Skywind
NetEnt
Bonus information

Wagering

1x


Min purchase

$1.99


Time to clear

48 hours

VIP & high roller offers

Six tiers including a daily bonus, coinback, and a premium store

Mobile devices

Available for

  iPhone ,  iPad ,  Mac / PC ,  Android
Customer support

Live chat, email, phone | [email protected]


Available in the US

Available in the US

Licensed by Curaçao Gambling Commission

Available in the US
4.5/5
Excellent

RTP: 96.50%

Payout: 3-10 business days

Games: 1,400+


Available in the US

Available in the US

Available in the US

Available in the US

Available in the US

How to Deposit Money at an Online Casino

Regardless of which of our recommended online casinos you choose, the process to make a deposit or purchase is straightforward. Follow these simple steps to fund your account:

1

Go to the cashier page

Log in to your casino account and go to the cashier section.

2

Select to deposit or make a purchase

If you are playing at a real money casino, choose the ‘deposit’ option. Alternatively, if you are playing at a sweepstakes casino, choose the ‘purchase option’.

3

Choose your amount

For real money players, enter how much you want to deposit. For social casino players, choose the coin package you want to purchase.

4

Select your payment method

Choose your preferred payment method from the list. Once you’ve entered your details, select ‘confirm’ to complete the payment.

5

Start playing

For most payment methods, the funds will instantly be credited to your account. Now you can start playing!

Easy Deposit Online Casinos

RealPrize logo

RealPrize

4.7/5
Excellent

97%

RTP


RealPrize Casino is a California-based social casino launched in 2024. The site serves up about 350 slots and bingo games from many top providers, including Pragmatic Play, Booming Games, SlotMill, and EvoPlay.

As a sweepstakes casino, RealPrize Casino does not require players to spend real money to play games. However, you can purchase various coin packages if your bankroll is running low. You can use credit cards, debit cards, bank transfers, and Skrill to buy coins.

Read review
Jordan Marley
Jordan Marley

Sweepstakes Casino Expert

Read review

Welcome Package / First Deposit Bonus

EXCLUSIVE: Up to 220%, 2,000,000 GoldCoins + 80 SC Free + 1000 VIP points

T&Cs apply

Pros

Plenty of secure and convenient purchase payment methods

Attractive rewards program for loyal players

Hundreds of online slot machines and bingo games

Cons

Live chat only for certain VIP levels

No mobile casino app

Hello Millions logo

Hello Millions

4.2/5
Great

97.10%

RTP


Hello Millions is a social casino which is available to players in 40 states. With more than 1,200 games, it’s one of the top social casinos around and players can claim a generous no deposit bonus just for signing up.

As Hello Millions is a sweepstakes casino, you never have to spend a penny to enjoy unlimited access to the casino’s large game collection. However, those who decide to purchase coin packages can do so using credit and debit cards, Apple Pay, and bank transfers.

Read review
Keren Chen

Casino Expert

Read review

Welcome Package / First Deposit Bonus

85,000 GC + 50 SC + 7,500 GC + Free 2.5 SC

T&Cs apply

Pros

Excellent selection of payment options

Solid selection of live dealer games

Progressive jackpots usually exceed 1 million GC

Cons

No RNG table games

Customer support response times could be faster

High 5 Casino logo

High 5 Casino

4/5
Great

97.01%

RTP


High 5 Casino has become extremely popular since its launch in 2012. One of the main reasons for the site’s popularity is its massive collection of over 1,700 games, including some of the most popular Megaways titles. Also, High 5 Casino was named Top Social Casino in 2023 and 2024 by EGR.

Even though High 5 is a sweepstakes casino and doesn’t require players to make deposits, you can still buy various coin packages. High 5 Casino accepts major credit cards, debit cards, Skrill, PayPal, and online bank transfers.

Read review
Jay Henderson
Jay Henderson

Online Casino Expert

Read review

Welcome Package / First Deposit Bonus

700 GC + 60 SC + 400 Diamonds

T&Cs apply

Pros

A diverse range of payment options

1,700+ games, including exclusive titles

Daily rewards and bonuses every four hours

Cons

No RNG table games

Cannot use the app for redemptions

What to avoid

Not all casino payment methods are handled safely. Some sites lack encryption or delay withdrawals without communication. We like to avoid casinos that don’t provide secure, fast, and transparent banking systems.

Indio Casino
Indio Casino
1/5
Questionable practices
Club Dice
Club Dice
0/5
Questionable practices
Las Casino Vegas
Las Casino Vegas
0/5
False advertising
Noble Casino
Noble Casino
0/5
Questionable practices
Bovada Casino
Bovada Casino
1/5
Unreliable software | Unresponsive customer service | Rigged games
Blu Casino
Blu Casino
0/5
Payment problems
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Did you have an issue with a casino?

Your experiences matter to us and we take safe and fair playing practices seriously. Please reach out if you have been impacted negatively by an online casino.

How to Withdraw Money From an Online Casino

Whether you want to withdraw your winnings or redeem your Sweeps Coins (SC), all our recommended casinos make the process easy to navigate. While the steps may vary slightly from site to site, the process typically goes as follows.

1

Go to the cashier page

Log in to your casino account and go to the cashier section.

2

Select to withdraw or make a redemption

If you are playing at a real money casino, choose the ‘withdrawal’ option. Alternatively, if you are playing at a sweepstakes casino, choose the ‘redemption’ option.

3

Choose your amount

For real money players, enter how much you want to withdraw. For social casino players, you can choose how many SCs you want to redeem.

4

Select your payment method

For real money players, choose your preferred withdrawal method. For sweepstakes players, you can either choose to redeem for cash using a banking method or to redeem your SC for a gift card.

5

Enter your details and confirm

Once you’ve entered your banking details, select ‘confirm’ to complete the withdrawal or redemption.

6

Receive your funds

Depending on your withdrawal or redemption option, it can take anywhere from seconds to days to receive your funds.

Ruslan L

Ruslan L

Forum member

I use the Skrill payment system. Very convenient and very fast. It takes up to an hour to withdraw to my Skrill account, and another hour to withdraw from my Skrill account to my bank card.

US Online Casino Payment Methods FAQs

Can you actually win real money at online casinos?

Yes, you can win real money playing at online casinos and sweepstakes casinos. Always remember that you can also lose money playing real money casino games, so play responsibly.

Can you win real money when playing slots for free?

It is possible to win real money when playing slots for free at sweepstakes casinos. You must play using sweeps coins as they can be redeemed for real cash prizes.

How do you deposit at an online casino?

Depositing at an online casino is a simple process. Head to the cashier page, select your payment method and deposit amount, enter your details and confirm. The funds should be instantly credited to your account and ready for use!

How long does it take to withdraw your winnings?

Withdrawal speeds vary between banking methods and casinos. Withdrawals using e-wallets can be processed within an hour, while withdrawing via bank transfer can take multiple business days. Be sure to read our expert casino reviews to learn more about how long withdrawals can take.

What online casinos have the fastest withdrawal times?

Many of our top casinos, including BetMGM, provide players with instant withdrawal options. If you want to take advantage of the fastest withdrawal times, we strongly suggest that you use a fast withdrawal payment option such as an e-wallet or cryptocurrency.

Can you withdraw your winnings instantly at online casinos?

So long as you have completed your bonus requirements, specifically the wagering requirements, you can withdraw your winnings. Many of our top-rated online casinos offer instant withdrawals for certain payment methods. It’s a good idea to read our expert reviews to find out more about each casino’s withdrawal times.

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